The combined costs for pre-implant evaluations, the implant device, surgery and post-surgical fittings are dependent on an individual's needs and the center that performs the surgery.
Cochlear implants are more expensive than hearing aids. The average cost of cochlear implants can range from $30,000 to $50,000 without insurance. Most major insurance agencies and federal insurance programs provide coverage for cochlear implants.
Costs can be quite significant and may seem overwhelming. Most private and group medical insurance policies cover the cost of the device and surgery, but out of pocket costs may still be incurred.
Most major insurance companies, Medicare, and Medicaid include benefits which cover the cost of cochlear implants. Medicare, Tricare, the Veteran's Administration, and all other federal health care plans provide benefits for cochlear implants. All state Medicaid agencies are required to cover cochlear implant costs for children under 21. To find out if your insurance will cover the cost of cochlear implants and any out-of-pocket costs you will incur, speak with your insurance plan provider or cochlear implant center.
Some organizations assist families with limited financial resources and insurance. The
Disabled Children's Relief Fund and the
Foundation for Sight and Sound are just two examples. Work with your cochlear implant center to find an organization that fits your family's needs. Your audiologist or early intervention team can help you find benefits for which you and your family qualify.
The total cost of a cochlear implant will include several factors of the
cochlear implant candidacy process including: